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GitHub Copilot AI Credits used up: what now?

Short answer: Since 2026-06-01 Copilot usage is measured in GitHub AI Credits (1 credit = $0.01). Monthly totals: Pro 1,500, Pro+ 7,000, Max 20,000; Business 1,900 and Enterprise 3,900 per user, pooled. Free includes 2,000 code completions a month. Code completions and next edit suggestions are not billed in credits and remain unlimited on paid plans.
When it resets: Included credits reset to the full amount at 00:00:00 UTC on the first day of each calendar month, regardless of your billing date. Unused credits don't carry over.
docs.github.com checked 2026-10-19 · github.blog checked 2026-10-19

What you can do right now

Plans and stated limits

ToolPlanPriceStated usage limitsWindowIncluded modelsSource
GitHub CopilotFree$02,000 code completions/mo; AI Credits allowance amount not disclosedMonthlyAuto model selection onlydocs.github.com checked 2026-10-19
GitHub CopilotPro$10/mo1,500 AI Credits/mo (1,000 base + 500 flex)MonthlyA selection of modelsdocs.github.com checked 2026-10-19
GitHub CopilotPro+$39/mo7,000 AI Credits/mo (3,900 base + 3,100 flex)MonthlyPremium models (Claude, GPT, Gemini, Grok and others)docs.github.com checked 2026-10-19
GitHub CopilotMax$100/mo20,000 AI Credits/mo (10,000 base + 10,000 flex)MonthlyPriority access to premium modelsdocs.github.com checked 2026-10-19
GitHub CopilotBusiness$19/seat/mo1,900 AI Credits/user/mo, pooled; overage $0.01/creditMonthlyPremium modelsdocs.github.com checked 2026-10-19
GitHub CopilotEnterprise$39/seat/mo3,900 AI Credits/user/mo, pooled; overage $0.01/creditMonthlyPriority access to premium modelsdocs.github.com checked 2026-10-19

Cheaper or different alternatives

Lowest-priced paid individual plan for other tools (stated limits differ; check each):

ToolPlanPriceStated usage limitsWindowIncluded modelsSource
OpenAI CodexGo$8/monot disclosednot disclosedGPT-6 Luna (Standard speed, desktop app, subject to rollout)learn.chatgpt.com checked 2026-10-19
CursorPlus$8/mo or $80/yrBasic usage pool; exact size not disclosedWeekly refreshCursor models: Grok 4.7, 4.6, 4.5, Composer 2.5 at fixed settings; no Auto, Cloud Agents, Bugbot or third-party modelscursor.com checked 2026-10-20
Claude CodePro$20/mo monthly; $17/mo billed annually ($200 up front)At least 5x Free usage per 5-hour session; weekly limits apply; exact count not disclosed5-hour + weeklyOpus, Sonnet, Haiku; Fable via usage creditsclaude.com checked 2026-10-19
Windsurf / DevinPro$20/moIncreased quotas (not disclosed); extra usage at API pricingDaily + weeklyFrontier models from OpenAI, Claude, Gemini, SpaceXAI + open source; free SWE-2devin.ai checked 2026-10-19
Find a plan for your budget with the plan calculator, or get alerts when limits change. GitHub Copilot change feed
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