Best AI coding plan under $50

All paid individual plans priced under $50/month. We don't rank undisclosed limits; compare the stated allowances and windows.

Tool	Plan	Price	Stated usage limits	Window	Included models	Source
OpenAI Codex	Go	$8/mo	not disclosed	not disclosed	GPT-6 Luna (Standard speed, desktop app, subject to rollout)	learn.chatgpt.com checked 2026-10-19
Cursor	Plus	$8/mo or $80/yr	Basic usage pool; exact size not disclosed	Weekly refresh	Cursor models: Grok 4.7, 4.6, 4.5, Composer 2.5 at fixed settings; no Auto, Cloud Agents, Bugbot or third-party models	cursor.com checked 2026-10-20
GitHub Copilot	Pro	$10/mo	1,500 AI Credits/mo (1,000 base + 500 flex)	Monthly	A selection of models	docs.github.com checked 2026-10-19
Claude Code	Pro	$20/mo monthly; $17/mo billed annually ($200 up front)	At least 5x Free usage per 5-hour session; weekly limits apply; exact count not disclosed	5-hour + weekly	Opus, Sonnet, Haiku; Fable via usage credits	claude.com checked 2026-10-19
OpenAI Codex	Plus	$20/mo	Estimated local messages per 5h: GPT-6.1 Sol 15-160; GPT-6 Sol 15-150; GPT-6 Astra 5-45; GPT-6 Luna 350-3,000. Weekly limits may also apply	5-hour + weekly	GPT-6.1 Sol, GPT-6 Luna (plus GPT-6 Sol/Astra per limits table)	learn.chatgpt.com checked 2026-10-19
Windsurf / Devin	Pro	$20/mo	Increased quotas (not disclosed); extra usage at API pricing	Daily + weekly	Frontier models from OpenAI, Claude, Gemini, SpaceXAI + open source; free SWE-2	devin.ai checked 2026-10-19
Cursor	Premium	$30/mo or $300/yr	4x Plus usage; absolute size not disclosed	Weekly refresh	Cursor models: Grok 4.7, 4.6, 4.5, Composer 2.5; third-party at API list price from prepaid credit	cursor.com checked 2026-10-20
GitHub Copilot	Pro+	$39/mo	7,000 AI Credits/mo (3,900 base + 3,100 flex)	Monthly	Premium models (Claude, GPT, Gemini, Grok and others)	docs.github.com checked 2026-10-19

Not sure which fits? Try the plan calculator.

Only vendor-stated facts are used; numbers a vendor doesn't publish are shown as not disclosed.